Mortgage Assistance in South Dakota

Homeownership: South Dakota

Emergency CARES Act assistance for homeowners and renters impacted by COVID-19.

Owning a home is a big part of the American Dream. Here are some resources that can help you buy, maintain and keep your home.

Getting Started

Housing counseling agencies - free or low-cost counseling services for buying, renting, defaults, foreclosures, credit issues and reverse mortgages

Predatory lending - beware if you're buying or refinancing your home; don't become a victim of unfair lending practices


South Dakota Housing Development Authority - housing education and finance programs

Buying a Home

Affordable Housing Solutions

Assistance programs - resources and programs to help you buy and maintain your home

HUD homes for sale

Homeownership vouchers - some public housing agencies help you become a homeowner through the Housing Choice Voucher Homeownership Program 

Native American homeownership

U.S. Department of Agriculture Rural Development - housing programs for people living in rural communities

Veterans Affairs (VA) properties for sale

Owning and Maintaining Your Home

Avoid foreclosure - don't lose your home

Home repairs - money for home improvements and repairs

Make your home more energy efficient

Other South Dakota Resources

Community Action Agencies

Consumer Protection

Help with your utility bills

Housing resources for seniors

Legal assistance

South Dakota Appraiser Information

South Dakota Real Estate Commission - regulatory agency for real estate brokers and appraisers