Mortgage Assistance in Idaho

Homeownership: Idaho

Owning a home is a big part of the American Dream. Here are some resources that can help you buy, maintain and keep your home.

Getting Started

Housing counseling agencies - free or low-cost counseling services for buying, renting, defaults, foreclosures, credit issues and reverse mortgages

Education - learn about buying and maintaining your home

Predatory lending - beware if you're buying or refinancing your home; don't become a victim of unfair lending practices

Buying a Home

Assistance programs - resources and programs to help you buy and maintain your home

HUD homes for sale

Homeownership vouchers - some public housing agencies help you become a homeowner through the Housing Choice Voucher Homeownership Program

Shop Before you Buy - Find an interest rate that suits your wallet, your situation and your community with the Consumer Financial Protection Board's Interest Rate Checker

Owning and Maintaining Your Home

Home repairs - money for home improvements and repairs

Avoid foreclosure - don't lose your home

Make your home more energy efficient

Other Idaho Resources

Housing resources for seniors

Help with your utility bills

Disaster relief and emergency assistance

Health and environmental information - safeguard your home and family

Rural Development Programs and Services

Idaho Housing & Finance Association Homebuyer Education Course

Idaho Housing and Finance Association - helps provide safe, decent and affordable housing

Idaho Real Estate Commission - regulatory agency for real estate brokers and appraisers

Idaho Attorney General Consumer Protection Division - consumer education and advisories

National Foundation for Credit Counseling

Idaho property condition disclosure form

Idaho Department of Finance mortgage forms

Indian Home Loan Guarantee Program

Veterans Affairs (VA) properties for sale