Mortgage Assistance in North Carolina

Homeownership: North Carolina

Owning a home is a big part of the American Dream. Here are some resources that can help you buy, maintain and keep your home.

Getting Started

Housing counseling agencies - free or low-cost counseling services for buying, renting, defaults, foreclosures, credit issues and reverse mortgages

Predatory lending - beware - whether you're buying or refinancing your home, don't become a victim of unfair lending practices

Buying a Home

Assistance programs - resources and programs to help you buy and maintain your home

HUD homes for sale

Homeownership vouchers - some public housing agencies help you become a homeowner through the Housing Choice Voucher Homeownership Program

Owning and Maintaining Your Home

Home repairs - money for home improvements and repairs

Avoid foreclosure - don't lose your home

Other North Carolina Resources

HUD publishes new settlement cost booklet to help consumers shop for home loans

Housing resources for seniors

Legal assistance

Help with your utility bills

Disaster relief and emergency assistance

Health and environmental information - safeguard your home and family

Rural housing programs

Housing resources for Native Americans

FHA-accepted protection plans

Homeowner and neighborhood associations - information and rules on local associations

North Carolina Housing Finance Agency (NCHFA) - resources for housing education and programs

Veterans Affairs (VA) properties for sale