Mortgage Assistance in New York

Homeownership: New York

Owning a home is a big part of the American Dream. Here are some resources that can help you buy, maintain and keep your home.

Getting Started

Housing counseling agencies - free or low-cost counseling services for buying, renting, defaults, foreclosures, credit issues and reverse mortgages

Education - learn about buying and maintaining your home

Predatory lending - beware if you're buying or refinancing your home; don't become a victim of unfair lending practices

Buying a Home

Assistance programs - resources and programs to help you buy and maintain your home

HUD homes for sale

Homeownership vouchers - some public housing agencies help you become a homeowner through the Housing Choice Voucher Homeownership Program

Owning and Maintaining Your Home

Home repairs - money for home improvements and repairs

Avoid foreclosure - don't lose your home

Make your home more energy efficient

Other New York Resources

Housing resources for seniors

Legal assistance

Help with your utility bills

Disaster relief and emergency assistance

Health and environmental information

Rural housing programs

New York State Homes and Community Renewal (HCR)

HomeSmartNY– homeownership advisor association

State consumer protection

New York State Department of Financial Services

Veterans Affairs (VA) properties for sale