Mortgage Assistance  in New Jersey

Homeownership: New Jersey

Owning a home is a big part of the American Dream. Here are some resources that can help you buy, maintain and keep your home.

Getting Started

Housing counseling agencies - free or low-cost counseling services for buying, renting, defaults, foreclosures, credit issues and reverse mortgages

Education - learn about buying and maintaining your home

Predatory lending - beware if you're buying or refinancing your home; don't become a victim of unfair lending practices

Buying a Home

Assistance programs - resources and programs to help you buy and maintain your home

HUD homes for sale

Homeownership vouchers - some public housing agencies help you become a homeowner through the Housing Choice Voucher Homeownership Program

Owning and Maintaining Your Home

Home repairs - money for home improvements and repairs

Avoid foreclosure - don't lose your home

Make your home more energy efficient

Other New Jersey Resources

Housing resources for seniors

Legal assistance

Help with your utility bills

Disaster relief and emergency assistance

Health and environmental information - safeguard your home and family

New Jersey Housing Resource Center

New Jersey Division of Housing and Community Resources (DHCR) - helps provide safe, decent and affordable housing

New Jersey Housing & Mortgage Finance Agency (NJHMFA)

New Jersey Real Estate Commission - regulatory agency for real estate brokers and appraisers

State consumer protection - consumer education and advisories

Rural housing programs

Credit Counselor Directory - nonprofits that can help you with credit issues

New Jersey Department of Banking

Guide to Affordable Housing in New Jersey

Veterans Affairs (VA) properties for sale