Mortgage Assistance in New Jersey

Homeownership: New Jersey

Owning a home is a big part of the American Dream. Here are some resources that can help you buy, maintain and keep your home.

Getting Started

Housing counseling agencies - free or low-cost counseling services for buying, renting, defaults, foreclosures, credit issues and reverse mortgages

Education - learn about buying and maintaining your home

Predatory lending - beware if you're buying or refinancing your home; don't become a victim of unfair lending practices

Buying a Home

Assistance programs - resources and programs to help you buy and maintain your home

Homeownership vouchers - some public housing agencies help you become a homeowner through the Housing Choice Voucher Homeownership Program

Owning and Maintaining Your Home

Home repairs - money for home improvements and repairs

Avoid foreclosure - don't lose your home

Other New Jersey Resources

New Jersey Real Estate Commission - regulatory agency for real estate brokers and appraisers

State consumer protection - consumer education and advisories

Credit Counselor Directory - nonprofits that can help you with credit issues