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The initial application needs real basic information like name , address, social security number, phone number, date of birth. It might require to state the loan amount requested and the loan purpose. Based upon the initial information, a Loan Estimate LE is provided to the borrower within three business days. The loan estimate is based upon the information provided by the borrower and can change if the provided information changes later.
The Standard Uniform Residential loan application is a nine page application and requires additional information including a personal identification document, a social security card, pay stubs, bank statements, tax documents, Investment account statements, monthly payable debts, landlord references, gift letters and a credit report pulled by the lender with the borrowers consent.
Related Topics: Documents Required for a Home Loan Application Six Stages of a Home Loan The Closing Disclsoure (CD) Documents to be signed at closing
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